Calla Cares (Blog)


Being Proactive with Critical Illness Insurance

Posted by on 1:16 pm in Health & Wellness | 0 comments

Critical Illness insurance is a “Living Benefit,” that provides you with a Tax-Free lump sum payment upon diagnosis of a critical illness. It can be purchased to cover you and your family (children between 15days-17 inclusive) for up to 30 qualifying conditions. The coverage is designed to mitigate financial struggles when an individual is unexpectedly diagnosed with a life-threatening condition such as;

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Being Smart with Your Finances Starts with Understanding Your Retirement Plan & Having an Investment Strategy

Posted by on 3:55 pm in Personal Finance & Wellness | 0 comments

Being Smart with Your Finances Starts with Understanding Your Retirement Plan & Having an Investment Strategy A pension plan is a valuable component to any retirement plan. If you are participating in a pension plan at work, you should be receiving a pension plan statement at least annually from your pension plan provider illustrating the performance of your pension plan. Read your statement carefully, often it will include an estimate of the projected income you could expect at retirement.

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Investing in TFSA: Is It the Right Tool for Your Future Plans?

Posted by on 1:08 pm in Personal Finance & Wellness | 0 comments

The TFSA was introduced to us on January 1, 2009 by the Conservative Government to curb the growing belief that Canadians are becoming inherent spenders, not savers. Since then, the TFSA allows Canadians to contribute in a tax sheltered and ultimately tax-free environment. Any investment growth, interest and capital gains accumulated within the investment are considered effectively “Tax-Free”.

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It`s RRSP Season! | Deadline & Contribution Limit for 2017

Posted by on 10:09 am in Personal Finance & Wellness | 0 comments

Registered Retirement Savings Plan contributions are arguably one of the most beneficial tax deductions available to Canadians.
RRSP contributions for 2016 must be made by March 1, 2017, and they can be done either in advance or to catch up on a previous year’s available contribution room. Here some information on how to reduce your income tax, and learn more about the maximum contribution limits!

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Are You Just Getting Started? Financial Tips for Young Canadians

Posted by on 3:55 pm in Personal Finance & Wellness | 0 comments

The demographics of Canada are rapidly changing due to the aging Baby Boomers, but what does that mean for the financial wellbeing of other generations, especially Millennials?

We have seen that Millennials are entrepreneurial leaders who are passionate about advancing the economic, social and environmental health of themselves and others. However, unlike other generations, they often start their career with student debt and expensive living costs.

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Lifetime Surviving Spouse Coverage. Facing the Loss and Easing Financial Hardship

Posted by on 2:05 pm in Health & Wellness, Health Benefits | 0 comments

Meghan and Wayne were high school sweethearts and had been together for years before they were married in 2009.
In the year 2014, Meghan decided to get her second degree in early childhood education, planning to be a high school teacher. While she was receiving her full-time education, Wayne was working full-time at a car dealership as a sales representative. The couple didn’t have much savings but they had big hopes for a future.

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Top 3 Myths About Employee Assistance Programs

Posted by on 2:25 pm in Health & Wellness | 0 comments

Tragic events can happen to anybody; to ourselves, our friends, our family, our children or our colleagues. It is reassuring to know that there is a system in place to help and overcome those difficult times.

Employee Assistance Program (EAP) provides a confidential and voluntary consultation support to employees and their families. It is completely confidential within the limits of the law. The program can be initiated over the phone, by personal appointment or online and self-guided resources.

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Sticking to your new year’s resolution

Posted by on 1:27 pm in Health & Wellness | 0 comments

A new year brings many different opportunities and challenges. It’s also the time that many people try and improve themselves through New Year’s Resolutions. But for most, these are often easier said than done. Even if we do manage to start on our lists, it’s usually the follow through that derails our efforts. Despite our good intentions we let other aspects of our lives get in the way of these goals. Here are a few tips that may help you complete some of your 2016 resolutions.

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Cancer Fighting Foods

Posted by on 3:10 pm in Health & Wellness, Health Benefits | 0 comments

Cancer is the leading cause of death in Canada. In fact it is responsible for 30% of all total deaths in the country. It is estimated that 2 out of 5 Canadians are expected to develop some form of cancer in their lifetimes, and 1 out of 4 of those diagnosed will die from it.

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How to tell if a mole is cancerous

Posted by on 1:01 pm in Health & Wellness | 0 comments

Melanoma is the deadliest form of skin cancer and can develop anywhere in the body that has pigments. It is however curable if diagnosed in its early stages. Certain factors may significantly increase your risk of skin cancer, such as chronic sun exposure, severe sunburn as a child, a family history of the disease or by simply having fair skin.

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