Investing in TFSA: Is It the Right Tool for Your Future Plans?
The TFSA was introduced to us on January 1, 2009 by the Conservative Government to curb the growing belief that Canadians are becoming inherent spenders, not savers. Since then, the TFSA allows Canadians to contribute in a tax sheltered and ultimately tax-free environment. Any investment growth, interest and capital gains accumulated within the investment are considered effectively “Tax-Free”.
read moreIt`s RRSP Season! | Deadline & Contribution Limit for 2017
Registered Retirement Savings Plan contributions are arguably one of the most beneficial tax deductions available to Canadians.
RRSP contributions for 2016 must be made by March 1, 2017, and they can be done either in advance or to catch up on a previous year’s available contribution room. Here some information on how to reduce your income tax, and learn more about the maximum contribution limits!
Are You Just Getting Started? Financial Tips for Young Canadians
The demographics of Canada are rapidly changing due to the aging Baby Boomers, but what does that mean for the financial wellbeing of other generations, especially Millennials?
We have seen that Millennials are entrepreneurial leaders who are passionate about advancing the economic, social and environmental health of themselves and others. However, unlike other generations, they often start their career with student debt and expensive living costs.
read moreLifetime Surviving Spouse Coverage. Facing the Loss and Easing Financial Hardship
Meghan and Wayne were high school sweethearts and had been together for years before they were married in 2009.
In the year 2014, Meghan decided to get her second degree in early childhood education, planning to be a high school teacher. While she was receiving her full-time education, Wayne was working full-time at a car dealership as a sales representative. The couple didn’t have much savings but they had big hopes for a future.
Top 3 Myths About Employee Assistance Programs
Tragic events can happen to anybody; to ourselves, our friends, our family, our children or our colleagues. It is reassuring to know that there is a system in place to help and overcome those difficult times.
Employee Assistance Program (EAP) provides a confidential and voluntary consultation support to employees and their families. It is completely confidential within the limits of the law. The program can be initiated over the phone, by personal appointment or online and self-guided resources.
read moreSticking to your new year’s resolution
A new year brings many different opportunities and challenges. It’s also the time that many people try and improve themselves through New Year’s Resolutions. But for most, these are often easier said than done. Even if we do manage to start on our lists, it’s usually the follow through that derails our efforts. Despite our good intentions we let other aspects of our lives get in the way of these goals. Here are a few tips that may help you complete some of your 2016 resolutions.
read moreCancer Fighting Foods
Cancer is the leading cause of death in Canada. In fact it is responsible for 30% of all total deaths in the country. It is estimated that 2 out of 5 Canadians are expected to develop some form of cancer in their lifetimes, and 1 out of 4 of those diagnosed will die from it.
read moreHow to tell if a mole is cancerous
Melanoma is the deadliest form of skin cancer and can develop anywhere in the body that has pigments. It is however curable if diagnosed in its early stages. Certain factors may significantly increase your risk of skin cancer, such as chronic sun exposure, severe sunburn as a child, a family history of the disease or by simply having fair skin.
read moreImmunization for Adults
When we hear the word immunization, we often think they are for children or babies. But being protected from contagious diseases is important for all of us.
read moreThe Rule of 72
Have you ever wondered how long it will take for your investment to double in value?
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