For You & Your Loved Ones
All Canadians with financial obligations should have life insurance. Not only does it protect your family and those that may depend on your income should anything happen to you, life insurance can also be used as tax savings and estate protection strategy in death. Having life insurance can make all of the difference between leaving your loved ones with debts and inadequate income.
There are different types of life insurances available depending on your unique needs. These are Term Life insurance, Universal Life insurance, and Whole Life insurance.
While Whole Life and Universal Life offer you permanent life insurance solutions, Term Life insurance is designed to cover debts or obligations for a specific period of time. If you would like to get more information on different types of life insurance policies, please watch the video below.
At Calla Financial Services Ltd. we help you to identify your life insurance needs through a holistic needs analysis. Our team gathers different quotes from Canada`s major insurance companies and develop a plan that will give you peace of mind in knowing that if you pass away, your loved ones are well cared for.
Are You Leaving Your Employer`s Group Life Insurance Plan?
When you leave your place of employment, you should apply for conversion Life Insurance within 30 days of your last day of work.
If you apply within 30 days of your last day of work, you could receive more favorable rates as well as the additional benefit of financial or health underwriting.
We work with all major insurance companies across Canada including,