Health Benefits


Adding Dependents to Your Benefits It’s time, they’re here! You are now eligible for your health benefits. It’s an exciting moment when you are able to access your employer sponsored health benefits. It means improved health and well-being for you and your family and a weight of worry off your shoulders as the health bills are now covered. But with this new coverage can come a slew of new questions, like who is covered? When can I add...

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It’s been more than couple of months since recreational cannabis was legalized in Canada, and the country hasn’t gone up in smoke (pun intended). Although it’s still early days, and therefore impossible to know the full impact on workplaces, there’s no doubt that managing cannabis in the workplace is going to be on employer’s minds as we look towards 2019. Below, we’ve outlined a couple of key things to continue to watch for:

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Critical Illness insurance is a “Living Benefit,” that provides you with a Tax-Free lump sum payment upon diagnosis of a critical illness. It can be purchased to cover you and your family (children between 15days-17 inclusive) for up to 30 qualifying conditions. The coverage is designed to mitigate financial struggles when an individual is unexpectedly diagnosed with a life-threatening condition such as;

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Meghan and Wayne were high school sweethearts and had been together for years before they were married in 2009.
In the year 2014, Meghan decided to get her second degree in early childhood education, planning to be a high school teacher. While she was receiving her full-time education, Wayne was working full-time at a car dealership as a sales representative. The couple didn’t have much savings but they had big hopes for a future.

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