Critical Illness Insurance


Protecting You, Your Family & Business from Financial Devastation

Protection for You

Protection for Your Family

Protection for Your Business

Critical illness insurance helps individuals before, during and after a serious illness with unexpected costs and potential loss of income. Primarily, the insurance is designed to protect you, your family and business from financial devastation, however, the funds can be adopted for other uses including coverage for operating expenses, insurance coverage for mortgage and many more… 

Critical Illness Insurance for Individuals, couples, Stay-at-Home Mothers, families, self-employed professionals in Vancouver

It is estimated that approximately 40,000-50,000 Canadians will suffer a stroke this year. These numbers are similar for heart attacks and of course cancer. If you suffer from one of these conditions, it is probable that you and your family will also suffer significant financial strain.

Critical Illness Insurance is a form of insurance that can provide protection in the form of a lump sum payment if you suffer from a covered critical illness or disease.

You can use your lump sum payment for any purpose. Examples of which include paying for out of country treatments or medical procedures, paying off a mortgage, covering for lost income, private nursing services among many others.

Watch this video to learn more about Critical Illness Insurance...

Critical illness insurance is increasing in popularity all the time and policies are designed to cover up to 30 conditions including the following examples:

Critical Illness Insurance: Alzheimer’s Disease, Aortic Surgery, Aplastic Anaemia,Bacterial Meningitis,Benign Brain Tumour, Blindness, Coma, Coronary Artery Bypass , Surgery,Deafness,Heart Attack,Heart Valve Replacement, Kidney Failure,Life-Threatening Cancer,Loss of Limbs,Loss of Speech,Major Organ Transplant on Waiting List, Major Organ Transplant , Motor Neuron Disease, Multiple Sclerosis, Occupational HIV Infection, Paralysis,Parkinson’s Disease,Severe Burns,Stroke

Policy benefits can also include flexible payment options, the return of premium, early intervention benefits, counseling and support services, medical referral services and many others. Many of which will come built into your critical illness coverage with no additional cost.

Note to our Clients | COVID-19 ANNOUNCEMENT

Dear Clients, As we continue to monitor the rapidly evolving situation of COVID-19, we have taken precautionary actions to keep our employees safe. Our team is working at full capacity from home, continuing to service your needs & queries. Our goals and philosophy to support you have not changed. We are your partner & we will continue to provide you with the answers & resources you need, and a positive experience during these difficult times. If you need assistance, please make sure to reach your servicing advisor directly or email us from our "Contact" page. Thank you for your continued support. We are thinking of you are remaining strong and resilient during these challenging days. Nick & Ida Calla and Calla Financial Services Team