Posts by Melissa Critchlow


As you well know, life rarely goes exactly as we plan. We often move through seasons of growth, transition, joy, and uncertainty. And with every major life change comes an opportunity to pause, reflect, and reconnect with your financial goals.

Whether you’re starting a new job, moving into a new home, welcoming a child, or caring for aging parents, your financial priorities will likely shift. At Calla Financial, we help you navigate these changes with clarity, confidence, and care.

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Do you find yourself wondering where all your hard-earned money keeps going every month? Do you have certain financial goals in mind, like taking a trip next year or buying a car? Maybe you want to save for a rainy day or fund your retirement? If any of these sound like you then it might be time to create a budget.

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The Benefits of Disability Insurance – Short Term and Long-Term disability We all strive to never become seriously ill or injured, however things happen, and it is better to be prepared than not. One way you can prepare yourself and your family is to have short term or long-term disability insurance in place through an employer or as an individual. What is Disability Insurance? Disability insurance can provide financial assistance to...

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f you had chickenpox as a kid, you may remember hearing that if “you catch it once and you won’t catch it again”. Well, that is partially true. Once you have had chicken pox, you might not catch the virus again, but that’s only because it never really went away. The virus that causes chicken pox (varicella zoster virus) stays dormant within the nerve cells and can become active again later in life in the form of Shingles.

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Sometimes, the amount of stress in our everyday lives can build up and seem overwhelming and unmanageable. From work to family obligations, to paying the bills, the number of things we need to do in a day can add up and put a lot of pressure on your physical and mental health. This stress can inhibit your emotions, your joy and even your ability to think clearly, throwing you out of balance.

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